Get Your Household Budget in Gear


How to Create a Household Budget Many people spend their income without any planning and end up broke before month’s-end. Then, they borrow to make ends meet and wind up with more problems because they fail to repay their debts promptly. Obviously, this is not a...

Credit Repair

You see the ads in the newspaper, magazines on TV and on the internet.  You also hear them on the radio.  You may get email blasts, fliers on your door steps evening phone calls with people claiming you can repair your credit by using their credit repair system. Don’t...

Selling Your Home

Step 1:  Defining  Needs:  Write down all the reasons for selling your home.  Ask your self, “Why do I want to sell my home, when do I want to be there and why do I want to be there. Also ask yourself, what do I expect to accomplish with selling my home?  Is it to...

Stock Market Sell-Off

When it comes to investing make your decisions based on MATH not emotions. If you have not noticedd there has been a hugh sell-off on the stock. market. People are becoming nervous and really don’t know what to do. 1. Should I pull my money off the stock market before...

10 Reasons Why You Should Have a Financial Plan

1) A Financial Plan will help you concentrate on prioritities. 2) A Financial Plan will help you set meaningful, measurable goals/objectives 3) A Financial Plan will help you meet change that can lead to a Financial Crisis, since you’re living PayCheck to PayCheck and...